Legal Notices

Legal

LenderSelect Mortgage Group is a registered trade name (DBA) of Atlantic Bay Mortgage Group, L.L.C. NMLS #72043.

In accordance with the Equal Credit Opportunity Act, LenderSelect Mortgage Group does not discriminate against any applicant on the basis of race; color; religion; national origin; sex or marital status; or age (provided the applicant has the capacity to contract); medical history, disability, physical condition; because all or part of the applicant’s income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act; or upon any other justification prohibited by law.

Loan applicant is not required to disclose the receipt of alimony, child support, or separate maintenance payments unless the applicant wishes to rely on that income in the determination of creditworthiness.

All loan programs, rates, and fees are subject to change at any time without notice. All mortgage financing is subject to income verification, credit approval and property appraisal. Receipt of borrower’s application or inquiry does not represent an approval for financing or rate guarantee. Atlantic Bay Mortgage Group is an Equal Housing Lender and Equal Opportunity Lender.

FOR RESIDENTS OF TEXAS:

IN TEXAS – CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 N. LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.

Licensing Information

LenderSelect Mortgage Group is a registered trade name of Atlantic Bay Mortgage Group, L.L.C.

Atlantic Bay Mortgage Group, L.L.C. is licensed in the following states:

StateLicenses
AlabamaConsumer Credit License/Registration #22064
State Banking Department of Alabama
Delaware*Lender License # 020001
Delaware Office of the State Bank Commissioner
District of ColumbiaMortgage Lender License # MLB72043
District of Columbia Department of Insurance, Securities and Banking Bureau
Florida*Mortgage Lender License # MLD176
Mortgage Lender Servicer License # MLD1359
Florida Office of Financial Regulation
Georgia*Mortgage Lender License/Registration # 44971
Georgia Department of Banking and Finance
IllinoisResidential Mortgage License # MB.6761171
Illinois Department of Financial and Professional Regulation
IndianaMortgage Lending License # 31734
Indiana Department of Financial Institutions
KansasMortgage Company License
License/Registration #: MC.0025278
State Bank Commissioner of Kansas
KentuckyMortgage Company License # MC321520
Kentucky Department of Financial Institutions
MarylandMortgage Lender License # 19402
Maryland Office of the Commissioner of Financial Regulation
Michigan1st Mortgage Broker/Lender/Servicer Registrant # FR0020190
2nd Mortgage Broker/Lender/Servicer Registrant # SR0020191
Michigan Department of Insurance and Financial Services
MinnesotaResidential Mortgage Originator License/License/Registration #: MN-MO-72043
Residential Mortgage Originator License Other Trade Name #1/License/Registration #: MN-MO-72043.1
Residential Mortgage Originator License Other Trade Name #2/License/Registration #: MN-MO-72043.2
Residential Mortgage Originator License Other Trade Name #3/License/Registration #: MN-MO-72043.3
Residential Mortgage Originator License Other Trade Name #4/License/Registration #: MN-MO-72043
MN Commerce Department
MississippiMortgage Lender License # 72043
Mississippi Department of Banking and Consumer Finance
New HampshireMortgage Banker License
License/Registration #: 20688-MB
New Hampshire Banking Department
New JerseyResidential Mortgage Lender License # None
New Jersey Department of Banking and Insurance
North Carolina*Mortgage Lender License # L-111843
North Carolina Commissioner of Banks Office
OhioMortgage Broker Act Mortgage Banker Exemption # MBMB.850242.000
Mortgage Loan Act Certificate of Registration # SM.501981.000
Ohio Division of Financial Institutions, Consumer Finance
PennsylvaniaMortgage Lender License # 40980
Pennsylvania Department of Banking and Securities
South Carolina*Mortgage Lender/Servicer License # MLS – 72043
Mortgage Lender/Servicer License - Other Trade Name #1 # MLS – 72043 OTN #1
Mortgage Lender/Servicer License - Other Trade Name #2 # MLS – 72043 OTN #2
Mortgage Lender/Servicer License - Other Trade Name #3 # MLS – 72043 OTN #3
Mortgage Lender/Servicer License - Other Trade Name #4 # MLS – 72043 OTN #4
Mortgage Lender/Servicer License - Other Trade Name #5 # MLS – 72043 OTN #5
Mortgage Lender/Servicer License - Other Trade Name #6 # MLS – 72043 OTN #6
South Carolina Consumer Finance Division of the Board of Financial Institutions
Tennessee*Mortgage License # 110358
Tennessee Department of Financial Institutions
TexasMortgage Banker Registration # None
Residential Mortgage Loan Servicer Registration # None
Texas Department of Savings and Mortgage Lending
UtahResidential First Mortgage Notification # None
Mortgage Entity License # 8728158
Mortgage Entity License - Other Trade Name #1 # 8861467
Mortgage Entity License - Other Trade Name #2 # 8728158
Mortgage Entity License - Other Trade Name #3 # 10373509
Utah Division of Real Estate
Virginia*Broker License # MC-936
Lender License # MC-936
Virginia Bureau of Financial Institutions
West VirginiaMortgage Lender License
License/Registration #: ML-30542
WisconsinMortgage Banker License # 72043BA
State of Wisconsin Department of Financial Institutions

State Licensing Information Current as of: 5/1/2019

*LenderSelect Mortgage Group Construction Loan Eligible State

Marketing Resources

  1. The Marketing Resources are provided strictly as samples to be utilized at the community lender’s discretion. LSMG is not responsible for ensuring the Marketing Resources are in compliance and it is solely the community lender’s responsibility to ensure the Marketing Resources are compliant prior to distribution.
  2. LSMG will not be held liable for any misuse of Marketing Resources, or any legal action that may result therefrom.
  3. LSMG is not responsible for the creation, alteration, distribution or otherwise facilitation of any marketing or advertising materials owned by the community lender
© 2019 LenderSelect Mortgage Group. All Rights Reserved.