Legal Notices

Legal

LenderSelect Mortgage Group DBA Blue Ridge Bank, N.A.

In accordance with the Equal Credit Opportunity Act, LenderSelect Mortgage Group does not discriminate against any applicant on the basis of race; color; religion; national origin; sex or marital status; or age (provided the applicant has the capacity to contract); medical history, disability, physical condition; because all or part of the applicant’s income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act; or upon any other justification prohibited by law.

Loan applicant is not required to disclose the receipt of alimony, child support, or separate maintenance payments unless the applicant wishes to rely on that income in the determination of creditworthiness.

All loan programs, rates, and fees are subject to change at any time without notice. All mortgage financing is subject to income verification, credit approval and property appraisal. Receipt of borrower’s application or inquiry does not represent an approval for financing or rate guarantee. LenderSelect Mortgage Group is an Equal Housing Lender and Equal Opportunity Lender.

FOR RESIDENTS OF TEXAS:

IN TEXAS – CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 N. LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.

Licensing Information

As a DBA of Blue Ridge Bank, N. A., a Nationally Chartered Banking Entity, our mortgage division can accommodate mortgage financing options for customers throughout the 48 contiguous United States, excluding Alaska and Hawaii.

Blue Ridge Bank, N. A. (BRB) is registered with the National Mortgage Licensing System & Registry (NMLS) under ID #448992

Blue Ridge Bank, N. A. (BRB) is Federally Regulated by the Office of the Comptroller of Currency (OCC)

State Licensing Information Current as of: 03/11/2020

Marketing Resources

  1. The Marketing Resources are provided strictly as samples to be utilized at the community lender’s discretion. LSMG is not responsible for ensuring the Marketing Resources are in compliance and it is solely the community lender’s responsibility to ensure the Marketing Resources are compliant prior to distribution.
  2. LSMG will not be held liable for any misuse of Marketing Resources, or any legal action that may result therefrom.
  3. LSMG is not responsible for the creation, alteration, distribution or otherwise facilitation of any marketing or advertising materials owned by the community lender
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