2021 Nationwide Forward Mortgage Limits


Director of Marketing and Creative

Loan limits in 2021 are increasing.

The new loan limit for most of the country will be $548,250 – a 7.4% increase over the 2020 limit. Whole loans delivered up through Dec. 31, 2020, must comply with the 2020 limits.  MBS pools with Dec. 1, 2020 pool issue dates must comply with the 2020 limits, and MBS pools with Jan.1, 2021 pool issue dates must comply with the 2021 limits (even if delivered in Dec.). Detailed information and updated resources, including the Loan Limit Look-Up Table, are available on the Loan Limits page. For best practices on committing or pooling loans that fall between the old and new loan limits, call the Capital Markets Sales Desk at 800-752-0257. Pricing & Execution – Whole Loan will be updated the weekend of December 5 for Best Efforts commitments that will be delivered in 2021.

For more information, please see the 2021 Nationwide Forward Mortgage Limits document provided by the U.S. Department of Housing and Urban Development:

2021 Nationwide Forward Mortgage Limits